You've probably heard people say ridiculous things like: "Travel hacking is easy, everybody should do it!" Or "Travel is free, just use points and miles!" I hate to break it to you, but these are all myths. Travel hacking is not easy. Points and miles do not make travel free. And while anybody can travel hack, not everybody should do it. The harsh reality is that nothing … [Read more...] about Chase 5/24 And How to Check Your Status
Finance
A Peek At My Diversified Portfolio… Of Credit Cards
Credit cardsIt's no secret that I have a lot of credit cards. As a matter of fact, in the past several years I have opened 24 of them. What can I say? I love me some credit card rewards points and sign up bonuses! Many people would call me an avid travel hacker. This is fitting because I do have a lot of experience with earning credit card points and miles to redeem amazing … [Read more...] about A Peek At My Diversified Portfolio… Of Credit Cards
Three for the Price of FREE: Flights for FinCon Orlando Booked With Southwest Companion Pass!
FinCon I assume that most people reading my blog already know what FinCon is. For those of you who are not in the know, it is essentially a large meet up of personal finance bloggers. According to the FinCon website, it is "Where money and media meet: helping financial influencers and brands create better content, reach their audience, and make more money." Sounds freakin' … [Read more...] about Three for the Price of FREE: Flights for FinCon Orlando Booked With Southwest Companion Pass!
How Driving A Tesla Saves Me Money
Two weeks ago from today, I drove off with a new car. After a long two year wait, my Tesla Model 3 finally arrived! A quick, completely biased review I love the car. It rides like nothing else and it's an absolute joy to drive. I remember the very first time I stepped on the Tesla accelerator (can't call it a gas pedal), my wife's sunglasses literally flew off … [Read more...] about How Driving A Tesla Saves Me Money
Life of a Frugal Resident: Living like a Starving Artist in Hollywood
Our beautifully frugal life Every day, my wife and I express some gratitude for everything wonderful in our life. We live in a fairly nice house. Thanks to my frugality, all of my student loans are paid off. My wife's law school loans will hopefully be forgiven in a few years through public service loan forgiveness (if it still exists). We recently welcomed a healthy baby girl … [Read more...] about Life of a Frugal Resident: Living like a Starving Artist in Hollywood
10 Years Later: When The Bear Stearnly Strikes Again, What Will You Do?
Can you remember what you were doing exactly 10 years ago??? I definitely can. It was a glorious time for me. Match Day had just happened at the end of March. Fortunately, I matched to one my top picks for residency. On top of that, I was about to graduate medical school in three months! I was enrolled in ridiculously easy courses for the remainder of school. This was … [Read more...] about 10 Years Later: When The Bear Stearnly Strikes Again, What Will You Do?
Eat Better Than The Average American With A Grocery Budget Of Less Than $200 A Month
It's astounding to me how much the average American spends on food. According to the USDA, the average couple spends an average of $625 a month on groceries. That equates to $7,500 per year. And that's just for groceries! It is also estimated that the average couple spends about 40% (or about $5,000 per year) of their overall food budget going out to eat at restaurants. Doing … [Read more...] about Eat Better Than The Average American With A Grocery Budget Of Less Than $200 A Month
She’s A Hustler Baby, And I Want You To Know (That She’s Leaving Work)
Starting today, my wife is leaving the office and will no longer be working as an attorney. At least for the next fourteen months, that is. She is now preparing for her new job as a mother to a newborn baby girl. Our life as parents will include a good dose of restless nights and being on call 24 hours a day, 7 days a week. On the surface, it sounds like residency all over … [Read more...] about She’s A Hustler Baby, And I Want You To Know (That She’s Leaving Work)
Making Easy Money and Manufacturing Points
Background In addition to paying your taxes online, purchasing gift cards using credit cards is perfect for manufacturing points and racking up travel rewards. This especially makes sense if you have a credit card that maximizes spending bonuses and you have an immediate use for the gift cards. For instance, if I need to buy a ladder, I could purchase a Home Depot gift card … [Read more...] about Making Easy Money and Manufacturing Points
Make an Easy Profit by Paying your Taxes
Tax time... Some time last quarter, I became a partner of our anesthesia group (hooray!). All of a sudden, I was no longer a W-2 employee who had taxes withheld by my employer. So now as a partner (and not an employee), I have to pay my own estimated taxes every quarter through Form 1040-ES. At first, I had mixed feelings. It feels fantastic to have a lot more money … [Read more...] about Make an Easy Profit by Paying your Taxes