Is It Foolish To Hoard Credit Card Points And Miles? What do you think? Is it foolish to hoard credit card points and miles? The short answer is: "yes, in most circumstances". In fact, as a minimalist, I would say that it is foolish to hoard anything, really. Unless, that is, you're hoarding cash and investing it wisely in a reasonable portfolio of stock and bond index … [Read more...] about Is It Foolish To Hoard Credit Card Points And Miles?